[ANN][PRE-ICO] LoanBit - P2P lending & investment - page 9.

stas

sr. member

Activity: 420

Merit: 250

Quote from: BaalMcKloud on March 26, 2018, 04:05:10 PM

Quote from: stas on March 26, 2018, 07:32:08 AM

Quote from: NewDeal on March 25, 2018, 12:04:18 PM

Quote from: stas on March 25, 2018, 08:25:46 AM

By the way, why are you guys talking about loans without collateral? Is that an option on the platform? I thought it's with collateral only?

This platform is innovative - it involves the issuance of loans without collateral. It is for this that we need full verification of the borrower.

That would mean it would be very similar to the verification process of banks? Like asking for documents about income situation and so on?

I think only verification of the person will be required. Taxes, the origin of money, etc. will not disturb the platform.

I doubt is as the income of a person is a very important variable of the overall risk assessment process. I think it should be part of the verification process.

th4o

member

Activity: 588

Merit: 10

Quote from: Maycorn on March 27, 2018, 03:40:37 PM

Quote from: BaalMcKloud on March 27, 2018, 03:29:12 PM

Quote from: Maycorn on March 27, 2018, 03:10:06 PM

do you depend on the ETH exchange rate? what happens if his rate drops?

If the fall is significant, then this may cause difficulty with the fulfillment of the undertaken obligations, but the platform in this case reimburses up to 75% of the loan.

but up to 75 % can mean 10% and even 3%, for example

If I'm not mistaken then the minimum percentage is 20.

santygo777

sr. member

Activity: 406

Merit: 250

Will you create personal accounts on your platform? and if yes then what data will be pointed there?

Maycorn

member

Activity: 294

Merit: 10

What are the bonus an investor might get in this project?

santygo777

sr. member

Activity: 406

Merit: 250

Quote from: NewDeal on March 27, 2018, 03:32:55 PM

Quote from: santygo777 on March 27, 2018, 03:15:21 PM

Will the holders of tokens receive a dividend? Some projects are doing that.

If tokens will allow to receive dividends then they will fall under cruel regulation.

so tokens do not receive dividends and do not receive them!? not bad, all for lack of control from the side))

Maycorn

member

Activity: 294

Merit: 10

Quote from: BaalMcKloud on March 27, 2018, 03:29:12 PM

Quote from: Maycorn on March 27, 2018, 03:10:06 PM

do you depend on the ETH exchange rate? what happens if his rate drops?

If the fall is significant, then this may cause difficulty with the fulfillment of the undertaken obligations, but the platform in this case reimburses up to 75% of the loan.

but up to 75 % can mean 10% and even 3%, for example

stas

sr. member

Activity: 420

Merit: 250

Quote from: NewDeal on March 25, 2018, 12:04:18 PM

Quote from: stas on March 25, 2018, 08:25:46 AM

By the way, why are you guys talking about loans without collateral? Is that an option on the platform? I thought it's with collateral only?

This platform is innovative - it involves the issuance of loans without collateral. It is for this that we need full verification of the borrower.

That would mean it would be very similar to the verification process of banks? Like asking for documents about income situation and so on?

NewDeal

member

Activity: 378

Merit: 10

Blockchain Just Entered The Real World

Quote from: santygo777 on March 27, 2018, 03:15:21 PM

Will the holders of tokens receive a dividend? Some projects are doing that.

If tokens will allow to receive dividends then they will fall under cruel regulation.

BaalMcKloud

member

Activity: 910

Merit: 10

Quote from: Maycorn on March 27, 2018, 03:10:06 PM

do you depend on the ETH exchange rate? what happens if his rate drops?

If the fall is significant, then this may cause difficulty with the fulfillment of the undertaken obligations, but the platform in this case reimburses up to 75% of the loan.

santygo777

sr. member

Activity: 406

Merit: 250

Will there be an online conference with the whole team in the near future?

Maycorn

member

Activity: 294

Merit: 10

do you have your own app on Android or IOS? and tell me plz is it a demo version? if so, when are you gonna do the full version?

santygo777

sr. member

Activity: 406

Merit: 250

Will the holders of tokens receive a dividend? Some projects are doing that.

Maycorn

member

Activity: 294

Merit: 10

What if the software have malfunctions ? Do you have multiple servers? Where are they located?

santygo777

sr. member

Activity: 406

Merit: 250

Where can I see the history of my transactions and the progress of the payment of the interest rate?

santygo777

sr. member

Activity: 406

Merit: 250

How many tokens are allocated for advisors and will they be vested??

Whitethoughts

member

Activity: 336

Merit: 10

Revolutionising Marketing and Loyalty

Quote from: tilecuwi on March 26, 2018, 04:39:33 PM

Quote from: Whitethoughts on March 25, 2018, 12:49:41 PM

Quote from: Pay4youractivity on March 25, 2018, 12:43:22 PM

Any normal person will avoid litigation even if there are suggestions that they will pass successfully for him.

That's why the concept looks justified. And brave at the same time. Perhaps this model will be a breakthrough in the credit market.

It turns out that the project wants to take the advantages of a traditional credit system and the advantages of a crypto currency system.

To take the positive qualities of different types of business and to connect them, excluding shortcomings, this is a very correct idea. I hope the implementation of the project will be on top.

Holopopstyir

member

Activity: 350

Merit: 11

Quote from: yalla2012 on March 27, 2018, 12:52:36 PM

Quote from: Holopopstyir on March 21, 2018, 10:59:36 AM

Quote from: nafantc on March 21, 2018, 09:47:11 AM

Very tasty and virtually free advertising, this is to create a bounty company. It turns out that the olat is produced in tokens, and in the end, everyone is happy

This prolect have the bounty campaign https://bitcointalksearch.org/topic/bountyico-loanbit-p2p-lending-investment-paused-2255733

Bounty company will be held until the ICO is complete? Did I understand everything correctly?
Or will the payouts of earned tokens occur earlier?

I think so, the only adequate option for an earlier end of the campaign is to close the hard cap. Tokens for bounties, like in most campaigns, will be distributed after the end of ICO.

stas

sr. member

Activity: 420

Merit: 250

Quote from: whitewhidow on March 20, 2018, 01:29:34 PM

Quote from: Feetshot on March 20, 2018, 01:24:42 PM

Quote from: nafantc on March 20, 2018, 07:59:22 AM

Quote from: leidjer on March 20, 2018, 03:22:16 AM

I see that investors and borrowers will meet, under what circumstances? Does this mean that LoanBit will complete some conversations in the office?

I think the meeting in the office is at least not logical. Where did you find this information Huh

I thought that all the accomplishments would occur through the platform of the project.

Such information was nowhere to be found, I think this is absolutely not necessary. Often, small amounts will be issued.

Is a rating system for borrowers possible? That is, at first the borrower can take a very small loan, after his repayment, he gets a rating and he has access to an even larger amount.

A rating system is only possible on a global scale if you have a perfectly working digital identity system, unless you really want to operate with KYC procedures on a global scale. And even then for some it might be worth to scam the system once just to make a quick buck.

By the way, why are you guys talking about loans without collateral? Is that an option on the platform? I thought it's with collateral only?

Pay4youractivity

member

Activity: 336

Merit: 10

Quote from: Grol_od on March 27, 2018, 07:32:42 AM

Quote

Some of the advantages for the borrowers are:

Access to financial resources
Targeted interest rate
No hidden fees or commissions
Online access to the platform

Conversely, LoanBit works to protect investors by covering up to 75% of the monies offered to a borrower via a safety fund.

LoanBit will make a profit by charging a commission of between 2-4% on each loan made through the platform.

https://cryptocoin.news/icos/loanbit-ico-review-p2p-lending-and-investment-platform-on-the-blockchain-9695/

A good article, now you can roughly determine the interest rate that the borrower will have to pay. Considering that now we know the percentage of interest of the platform.

yalla2012

full member

Activity: 163

Merit: 100

Quote from: Holopopstyir on March 21, 2018, 10:59:36 AM

Quote from: nafantc on March 21, 2018, 09:47:11 AM

Very tasty and virtually free advertising, this is to create a bounty company. It turns out that the olat is produced in tokens, and in the end, everyone is happy

This prolect have the bounty campaign https://bitcointalksearch.org/topic/bountyico-loanbit-p2p-lending-investment-paused-2255733

Bounty company will be held until the ICO is complete? Did I understand everything correctly?
Or will the payouts of earned tokens occur earlier?

Topic: [ANN][PRE-ICO] LoanBit - P2P lending & investment - page 9. (Read 11295 times)